The Trusted Process

1. Introductory Call

We begin with a brief telephone call to introduce ourselves to each other, understand your needs and expectations, while explaining how we work and answer any questions you may have.

If, at the end of this call, we are both happy to move on to the next stage of the process, we will book an Introductory Meeting. Before that meeting, we’ll ask you to give some serious thought to your goals and aspirations.


2. Discovery

At this meeting we’ll start to establish your current financial position and discuss your goals, aspirations and objectives.

During this meeting we’ll explain whether we can help you and we’ll decide together whether we are the right planning firm for you. Assuming we are both happy to proceed, we will confirm our fees for the work we will undertake on your behalf and book the date of our Planning Meeting.


3. Plan Development

In preparation for the Planning Meeting, we ask all clients to complete income & expenditure and attitude to risk questionnaires.

At the same time, we will gather and review detailed information about all your existing financial arrangements and understand your attitude to risk after you have completed the questionnaire. This process may involve a phone or video call and possibly a further meeting.


4. Delivering your financial plan

During the Planning Meeting we will present and discuss your financial plan and our initial recommendations then carry out any fine tuning necessary based on your feedback.

The plan will include a Lifetime Cashflow Forecast – a fundamental part of the plan – based on prudent assumptions, this forecast maps out your financial future. Giving you the confidence that you can attain, and keep, your chosen lifestyle, no matter what life throws at you.

Once you are completely happy, we’ll confirm our recommendations and get your commitment to proceed with the implementation of the plan.


5. Implement

The effective implementation of the plan is a crucial stage of the process. It might require a further meeting, either face to face or remotely.

We will ask you to sign the required paperwork, which we will then submit to the relevant providers. Our team will ensure its smooth processing and you will receive confirmation when this process has been completed.


6. Forward Planning Meeting

All plans can be blown off course, it’s therefore imperative that we meet at least annually.

In advance of our forward planning meetings, we will send you a brief summary and ask you to notify us of any significant changes, both personal and financial, in your life.

These meetings are all about the future, not the past.

We’ll start by reviewing your goals and any changes to your circumstances. We’ll then update our strategy and the Lifetime Cashflow Forecast to ensure everything is on track.

Research has shown that taking financial advice increases the wealth of those who engage with a financial planner. It’s during this part of the process that the intangible benefits of Lifestyle Financial Planning become most apparent. We’ll provide clarity of thought and peace of mind, while helping you avoid common financial mistakes and take advantage of opportunities to ensure you achieve your Ideal Life.