What We Do

Retirement Planning

Your retirement goals and aspirations are as unique as you are. We’ll understand what’s important to you, then develop a plan and strategy to ensure you achieve everything you want in retirement

A financially secure and successful retirement takes careful planning.

We will start by understanding:

  • When you want to retire
  • How you want to finish work; for example, do you want to phase work out, and retirement in? Or finish work completely and start fully enjoying retirement
  • What you want to achieve in retirement? Perhaps relaxing and taking time for yourself or expanding your horizons and exploring the world?

We’ll then produce a comprehensive analysis of your existing retirement provision, including the State Pension. That will allow us to produce a bespoke financial plan, including a Lifetime Cashflow Forecast, to achieve your aspirations.

As part of the plan we will consider opportunities, such as tax-relief and Pension Freedoms as well as threats, including the Lifetime Allowance, poor performance and over-charging.

We will also consider the role any Defined Benefit or Final Salary pensions have in your retirement planning.

Once agreed, we will implement the financial plan, making any changes to your existing pensions professionally and efficiently.